Monday, August 20, 2012

Important Tips For Injured Workers From A Former Insurance Company Attorney.

You have just been injured at work, what should you do?  Advise a supervisor and seek medical treatment TODAY!  Don't assume it will get better!  Don't be pressured by your employer to claim the injury didn't happen and work regardless of what they say.  I have heard employers promise to pay for the treatment themselves, tell the worker that the business will lose their contract or lay off employees because of the claim.  These are all TRUE lies that I have heard in the last few years.

After you report he injury to your employer and seek medical attention be sure to do the following:

1.  Contact an experienced work comp lawyer...Seriously I don't care if your claim is admitted, contact an attorney to be sure you are receiving all the benefits you are entitled under law.  Consultations are always free whether the lawyer is the best in the Minnesota (Atkinson Law Office) or the worst firm (yes their are bad work comp lawyers).
2.  Save copies of all claim-related documents, forms, medical bills, benefit checks, letters, hand written notes, emails;
3.  Be sure to obtain appropriate work restrictions from your doctors and provide copies to your employer;
4.  Keep your supervisor and employer up to date with your work restrictions;
5.  If you have been out of work or working reduced hours for more than 2 months, request a QRC to assist you with return to work advice and to guide you with you medical treatment.  This is another time to contact a lawyer to ask advice on which QRC you have the right to chose;
6.  Keep track and request reimbursement of ALL out of pocket expenses including mileage driving for any and all medical appointments;
7.  If the insurer schedules you for an IME (independent medical examination) you absolutely should contact an attorney if you ignores step 1 above.  This could very well result in the immediate end to your work comp benefits!  I can't stress this enough.

Contact the attorneys at Minnesota Disability and Atkinson Law Office today for a free legal consultation.  651-414-0678 where your calls are answered 24 hours a day, every day of the year.  A lawyer will either speak to you immediately or within a few hours.